DeFi Beyond the Hype - A Study by The Wharton School of the University of Pennsylvania

in #defi3 years ago


Scott Chipolina reports in decrypt.co that The Wharton School of the University of Pennsylvania in collaboration with the World Economic Forum has conducted a study and released a report titled "DeFi Beyond the Hype."

The report states that “DeFi has the potential to transform global finance, but activity to date has concentrated on speculation, leverage, and yield generation among the existing community of digital asset holders adding that the novel industry is exposed to many risks."

It has listed its benefits as the potential for efficiency, transparency, innovation, and financial inclusion. And the risks as fraud, regulatory uncertainty, immature technology and the risk of hidden centralized control, where certain actors may have disproportionate control over others.

Here is the download link for the full report - https://wifpr.wharton.upenn.edu/wp-content/uploads/2021/05/DeFi-Beyond-the-Hype.pdf

Source credit and full story - https://decrypt.co/71796/defi-can-transform-global-finance-wharton

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