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RE: How stupid do financial institutions believe people are?

My optimist view: People aren't that stupid, the system is set up in such a way that it doesn't give the average person the time to really see whats going on.

My pessimistic view: 99% are that stupid, and even if they weren't, they are too lethargic to do anything about it

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Thanks for a brilliant comment @bullionaire. Followed :)

Reality check, we are all stupid because we know were being screwed everyday and do nothing to stop it. When in reality we could fix it tomorrow by not participating in a rigged game and do nothing.